Southwest Public Policy Institutenewspaper in New York City, New York
Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]
Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]
Stacy Washington from Stacy on the Right hosts guest Patrick M. Brenner. SPPI's groundbreaking investigative report "No Loan For You!" is getting even more national attention! Patrick joined Stacy to talk about personal finance, credit access, unicorn loans, and the Seinfeld episode that inspired it all. SiriusXM Patriot Conservative Talk Channel 125 SiriusXM Patriot is […]
In this podcast episode, we discuss the aftermath of the AFSA 2023 Independents Conference & Expo, where Patrick Brenner, President of the Southwest Public Policy Institute (SPPI), presented findings from the "No Loan for You!" report. The report sheds light on how the war on specialized emergency lending is negatively impacting the unbanked and underbanked […]
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.