Better living through better policy.

Topic: Government Accountability Office

US federal government agency

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American Banker: Death by a thousand caps—State laws could kill credit card rewards

Post author By Patrick M. Brenner
Post date March 29, 2025
No Comments on American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

Tags Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, MasterCard, Price Controls, Supreme Court of the United States (SCOTUS), Swipe Fees, Transactions, Visa

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

Post author By Patrick M. Brenner
Post date February 28, 2025
4 Comments on Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

Tags Banking, Consumerism, Credit, Credit Cards, Debt, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Rewards

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Solar in the Southwest: A Bright Shining Disappointment

Post author By D. Dowd Muska
Post date December 12, 2022
6 Comments on Solar in the Southwest: A Bright Shining Disappointment

Solar is a bust, even in the sun-drenched Southwest. If it can’t make it here, it can’t make it anywhere.

Tags Energy, Energy Crisis, Solar Energy

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Report: A Bright, Shining Disappointment

Post author By Southwest Public Policy Institute
Post date November 30, 2022
8 Comments on Report: A Bright, Shining Disappointment

Solar Photovoltaic’s Failure in the Southwest.

Tags Affordable Energy, Baseload Power, Blackouts, Coal Energy, Electricity, Energy Crisis, Green Energy, Intermittency, Nuclear Energy, Oil and Gas, Reliable Energy, Solar Energy