A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.
Tag: Donald J. Trump
CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.
Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.
John Eastman’s plight highlights a concerning trend towards using economic leverage for political and social control, resembling aspects of China’s Social Credit System.