Topic: Public Bank Berhad

bank based in Kuala Lumpur, Malaysia

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Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session

Senator Craig Brandt and SPPI President Patrick M. Brenner
Senator Craig Brandt and SPPI President Patrick M. Brenner on the Senate floor for opening day—working together to champion freedom and opportunity for New Mexico.

SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.

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2025 Legislative Session Budget and Spending Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Government Transparency and Accountability Legal and Judicial Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Banking on Failure: House Bill 130’s Public Bank Will Deepen New Mexico’s Credit Crisis

A public bank is a forced gamble with taxpayer dollars that ignores market realities, mandates risky lending, and risks compounding the damage caused by the artificial credit crisis created by New Mexico’s interest rate cap.

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Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

Albuquerque Journal: A public bank could crowd out community-based financial institutions

The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]