The Wall Street Journal
American business-focused daily newspaper
TV & Radio
How Did a Nonprofit Become America’s Insurance Regulator?
SPPI Executive Vice President Gregory A. Schroeder joined Brandon Vogt on 96.3 FM KKOB to discuss who writes the rules for insurance and consumer credit.
Aired on96.3 FM KKOB
In the News
SPPI in the News
August coverage spanning insurance regulation, debit interchange, employee ownership, and how New Mexico policy affects national policy.
Op-Ed
Zillow traps buyers into overpriced mortgages, and it’s costing Americans $65 billion annually
Americans who bought homes since 2022 now collectively pay an estimated $65 billion annually in avoidable mortgage costs. That figure, published in new Bankrate research based on 3.2 million mortgage originations tracked in federal housing data…
Originally published inWashington Examiner
Press Release
Annual Report 2026
The Southwest Public Policy Institute is proud to release its 2026 Annual Report. What began in 2022 as a lean, technology-driven startup has grown into a national force for transparency, accountability, and market-based public policy reform.…
White Paper
The Case Against 50-Year Mortgages
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
Policy Brief
The Mortgage Bankers Association’s Reply Is the Real Joke
The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.
Policy Brief
Compounding Interest: The Case Against the Confused Case Against the Case Against 30-Year Mortgages
In his letter responding to my column in The Wall Street Journal, “The Case Against 30-Year Mortgages,” former Freddie Mac executive David Andrukonis defends the 30-year fixed-rate mortgage as a transparent, borrower-friendly product. In “A Confused…
Policy Brief
Compounding Interest: Reader Replies, Part IV
When you publish in The Wall Street Journal, you have to expect a few readers to come out swinging. Some disagree on principle; others on tone. And then there are those who lecture you like you…