Life
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Policy Brief
Earned Wage Access: A Financial Lifeline or the Next Credit Trap?
Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.
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Policy Brief
The Price of Credit: How Rate Caps Hurt America’s Cash Poor
“The road to hell is paved with good intentions.”
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Press Release
Victory: Court Deals FCC’s One to One Consent Rule a Major Blow
Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.
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Op-Ed
A Boon for Foreign Call Centers, a Blow to US Jobs
With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission.…
Originally published inNewsmax
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Policy Brief
Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session
SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.
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Policy Brief
An Oil and Gas Permanent Fund Dividend for New Mexico: Returning Prosperity to the People
How can we ensure these revenues benefit all New Mexicans while fostering economic sustainability?
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Policy Brief
House Bill 11: New Mexico’s Paid Family and Medical Leave Act Spells Disaster for Small Businesses
The Paid Family and Medical Leave Act threatens to impose crushing financial burdens on small businesses and restaurants, risking closures, job losses, and economic instability across New Mexico.
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Policy Brief
Albuquerque Public Schools: Spending More, Achieving Less
Albuquerque Public Schools exemplifies how soaring budgets and per-student spending fail to address declining enrollment, dismal academic performance, and systemic inefficiencies.
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Op-Ed
President-elect Trump should declare a ceasefire in the war on credit
Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…
Originally published inAmerican Banker