Better living through better policy.

Tag: Tariffs

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DC Journal: Trump’s Tariffs Are Changing How Consumers Use Credit

Post author By Lucas J. Parker
Post date December 15, 2025
1 Comment on DC Journal: Trump’s Tariffs Are Changing How Consumers Use Credit

Tariffs and credit price controls are squeezing American families From both sides.

Tags Bipartisan Policy Failure, BNPL Loans, Buy Now Pay Later, Consumer Credit, Consumer Finance, Consumer Prices, Consumption Tax, Cost Of Credit, Cost Of Living, credit access, Credit Availability, Credit Card Debt, Credit Markets, Credit Shortages, Debt Reliance, Economic Freedom, Economic Growth, Economic Policy, Federal Policy, Financial Inclusivity, Financial Literacy, financial regulation, Financial Stability, Free Market Economics, Government Intervention, Hidden Taxes, Household Debt, Inflation, Inflationary Pressure, Interest Rate Caps, Lending Caps, Lending Regulation, Market Distortion, Market-Based Solutions, Middle-Class Households, Personal Finance, Populism, Price Controls, Regressive Taxes, Regulatory Overreach, Small Loan Lending, Small-Dollar Loans, Stagflation, Subprime Credit, Tariffs, Trade Policy, Trade War, Working-Class Families

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Housing Legal and Judicial Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Fox News: Trump’s 50-year mortgage just introduces a new kind of debt

Post author By Patrick M. Brenner
Post date November 17, 2025
No Comments on Fox News: Trump’s 50-year mortgage just introduces a new kind of debt

50-year loan terms would triple total debt while government regulations continue driving up building costs

Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Infrastructure & Technology Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Reports Top Issues Transparency Updates

Report: The Case Against 50-Year Mortgages

Post author By Southwest Public Policy Institute
Post date November 8, 2025
2 Comments on Report: The Case Against 50-Year Mortgages

How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

Tags 50-Year Mortgage, Abrazos Homes, Affordable Housing, Annual Percentage Rate (APR), Bill Pulte, Building Permits, Central Planning, Construction Costs, Consumer Price Index (CPI), Donald Trump, Economic Policy, Fannie Mae, Federal Housing Administration (FHA), Federal Reserve, financial regulation, Freddie Mac, Government Subsidies, Home Builders, Homeownership, Housing Affordability, Housing Policy, Housing Supply, Immigration Policy, Inflation, Jerome Powell, Mackenzie Bishop, Mortgage Market, Mortgage Rates, Mortgage-Backed Securities (MBS), Patrick M. Brenner, Property Taxes, Real Estate Market, Red Tape, Skilled Trades, Southwest Public Policy Institute (SPPI), Sticky Inflation, Tariffs, The Wall Street Journal (WSJ), Truth in Lending Act (TILA), Zoning Reform