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    Credit Card Rate Caps Will Lead To a Shortage of Credit Cards

    Why a national credit card rate cap would shrink access and worsen inequality.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  January 15, 2026

  • Policy Brief

    Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle

    Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.

    Patrick M. Brenner  |  December 25, 2025

  • Op-Ed

    Trump’s Tariffs Are Changing How Consumers Use Credit

    Tariffs and credit price controls are squeezing American families From both sides.

    Originally published inDC Journal

    Lucas J. Parker  |  December 15, 2025

  • Op-Ed

    Stablecoin Rewards Are the Shortcut to Financial Trouble

    Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  November 6, 2025

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