Southwest Public Policy Institutecity and county seat of Bernalillo County, New Mexico, United States and the largest city in the state
Albuquerque, NM — The Pew Charitable Trusts has “archived” their Consumer Finance project and reassigned Alex Horrowitz as Project Manager of their Housing Policy Initiative. Earlier this year, the Pew Charitable Trusts released a study that claimed that six of the eight largest banks now offer affordable small loans. In another study, Horowitz wrote: “Pew’s […]
Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank of America, Wells Fargo, Huntington Bank, and others as alternatives. Recently, those same activists have thrown in support for […]
The unintended consequences of price controls on consumer access to credit.
The largest all-electric vehicle manufacturer is prohibited from selling their vehicles in New Mexico. Santa Ana Pueblo capitalized on it.
Parents in New Mexico’s largest school districts express dissatisfaction with the quality of public education.
Why and How to Stop Taxpayer-Funded Advocacy
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
How the war on specialized emergency loans has hurt New Mexicans.
On the Arizona-California border, the Colorado River below the Palo Verde Dam is running at 110 percent of its median flow. Utah is “having an astounding winter,” and “in certain watersheds, it’s breaking records.” In New Mexico, the Pecos River near Lake Arthur is flowing at 108 percent of its median. Flagstaff’s “received 84.5 inches […]
As the oil and gas industry in New Mexico booms, the state’s projected revenue for the 2024 fiscal year is close to $12 billion. We believe it’s time for the state to consider redistributing some of this newfound wealth to its citizens.