A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed.

state of the United States of America
A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed.
A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.
“The road to hell is paved with good intentions.”
The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.
A new reactor serves ratepayers — but not here.
Trait Thompson, executive director of the Oklahoma Historical Society, is now a member of the Route 66 Centennial Commission. Nominated by U.S. Sen. Mitch McConnell (R-KY), the bureaucrat joins representatives from Illinois, Missouri, Kansas, Texas, New Mexico, Arizona, California, and his home state whom The Swamp has tasked to “study and recommend in a report […]
The unintended consequences of price controls on consumer access to credit.
The latest research from the American Legislative Exchange Council offers more cause for optimism.
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
The deregulation answer to inadequate access