Topic: New York

National Review: Sue-Pervised Retirement

Post author By Patrick M. Brenner
Post date March 1, 2026
No Comments on National Review: Sue-Pervised Retirement

Rampant litigation against 401(k) sponsors is narrowing employees’ investment choices and eroding their retirement wealth.

Tags 401(k) Plans, Alternative Assets, American Retirement Crisis, American Workers Retirement, Capital Formation, Class Action Litigation, Congressional Tort Reform, Defined Benefit Pension Decline, Defined Contribution Plans, Democratizing Investment Access, Department Of Labor Regulation, Employee Retirement Income Security Act, Employer Sponsored Retirement Plans, ERISA Fiduciary Duty, ERISA Litigation, Excessive Fee Lawsuits, Fiduciary Liability, Financial Inclusivity, Financial Independence, Financial Policy Analysis, Financial Regulation Reform, Free Market Policy, Free Market Retirement Solutions, Hughes v. Northwestern, Illiquidity Premium, Institutional Investing Advantage, Investment Diversification, Investment Menu Diversity, Investment Policy Debate, Investment Regulation, Judicial Paternalism, Labor Department Rulemaking, Long Term Investing, Long Term Wealth Building, National Review Op Ed, Patrick M Brenner, Pension Fund Investing, Private Credit Investments, Private Equity Investing, Private Markets Access, Private Retirement Accounts, Public vs Private Markets, Retirement Economics, Retirement Investment Choice, Retirement Investment Freedom, Retirement Investment Innovation, Retirement Litigation Risk, Retirement Ownership, Retirement Plan Sponsors, Retirement Planning In America, Retirement Policy, Retirement Policy Reform, Retirement Portfolio Allocation, Retirement Reform, Retirement Safe Harbor Rules, Retirement Savings, Retirement Savings Shortfall, Retirement Security, Retirement System Reform, Retirement System Sustainability, Retirement Wealth Creation, Retirement Wealth Gap, Revenue Act Of 1978, Social Security Act Of 1935, Social Security Insolvency, Southwest Public Policy Institute, Target Date Funds, Tibble v. Edison, Trial Attorney Incentives, Trial Lawyer Litigation, Tussey v. ABB, University Endowment Investing, Wealth Accumulation

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

The Death Knell for Elizabeth Warren’s CFPB

Post author By Patrick M. Brenner
Post date November 19, 2025
No Comments on The Death Knell for Elizabeth Warren’s CFPB

Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime

Alaska Arizona California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Government Transparency and Accountability Illinois Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Texas Top Issues Transparency Updates Utah

American Banker: Out of One, Many

Post author By Patrick M. Brenner
Post date September 3, 2025
No Comments on American Banker: Out of One, Many

As CFPB retreats, the new danger is a jumble of state-level mandates.

Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion State Top Issues Updates

Out of One, Many

The Consumer Financial Protection Bureau headquarters in Washington, D.C. — once the central regulator of financial services, now overshadowed by a growing patchwork of state attorneys general enforcement.

Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

Tags Alternative Finance, Banking Compliance, Business Compliance Strategy, CFPB, Compliance Burden, Consumer Financial Protection, Consumer Protection, Consumer Rights, credit access, Credit Reporting Laws, Deregulation, economic liberty, FAIR Business Practices Act, Federal Deregulation, financial inclusion, Financial Regulatory Landscape, Financial Risk Management, Financial Services Regulation, Financial Transparency, Fintech Regulation, Free Market Policy, Junk Fee Laws, Legal Risk For Banks, Lending Restrictions, Market Innovation, Medical Debt Reporting, Merchant Cash Advance Regulation, Multi State Regulation, New York Attorney General, Payments Fraud, Peer To Peer Payments, Policy Analysis, Price Controls, Regulatory Compliance Challenges, Regulatory Patchwork, Small Business Finance, Southwest Public Policy Institute, State Attorneys General, State Consumer Laws, State Level Enforcement, State Versus Federal Regulation, Zelle Lawsuit

Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Transparency Updates

An Overdue Course Correction at the CFPB

Post author By Patrick M. Brenner
Post date May 20, 2025
1 Comment on An Overdue Course Correction at the CFPB

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

Alaska Arizona California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Texas The Constitution Top Issues Updates Utah

American Banker: Death by a thousand caps—State laws could kill credit card rewards

Post author By Patrick M. Brenner
Post date March 29, 2025
No Comments on American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

Tags Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, MasterCard, Price Controls, Supreme Court of the United States (SCOTUS), Swipe Fees, Transactions, Visa

Arizona Budget and Spending California Colorado Data Domestic Policy Economy Government Regulation Government Spending Nevada New Mexico Oklahoma Taxes Texas Top Issues Utah

We’re No. 17.5! We’re No. 17.5!

Post author By D. Dowd Muska
Post date April 17, 2023
1 Comment on We’re No. 17.5! We’re No. 17.5!

The latest research from the American Legislative Exchange Council offers more cause for optimism.

Tags Economic Development

Arizona California Economy Government Spending New Mexico Texas Top Issues Utah

Hollywood Handouts! Part Deux

Post author By D. Dowd Muska
Post date April 6, 2023
3 Comments on Hollywood Handouts! Part Deux

Why are states ignoring New Mexico’s debacle, and reviving studio subsidies?

Tags Corporate Welfare, Hollywood

Coal, Oil, Natural Gas Data Domestic Policy Economy Energy & Environment Government Spending Taxes Texas Top Issues Trade

The Lone Star State’s Very Good Year

Post author By D. Dowd Muska
Post date January 9, 2023
3 Comments on The Lone Star State’s Very Good Year

Texas has seen a significant increase in population and economic growth in recent years, attracting both domestic and foreign investment, largely due to the state’s favorable policies including no income tax, a reasonable regulatory burden, restrained government spending, as well as its successful energy sector.