The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.
Category: Government Regulation
A modernized financial-literacy framework must equip students with practical, real-world tools to navigate an increasingly complex and often predatory consumer-finance landscape.
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Report: 1033 Error, Rule Not Sound
The CFPB’s open-banking mandate endangers consumers.
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The Death Knell for Elizabeth Warren’s CFPB
Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
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SPPI Opposes Steve Pearce’s BLM Nomination
The Institute warns that the Pearce nomination could undermine western land management
50-year loan terms would triple total debt while government regulations continue driving up building costs
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
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Report: The Case Against 50-Year Mortgages
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.
As the December 7 Medicare Open Enrollment deadline approaches, rural seniors face shrinking coverage options as major insurers scale back Medicare Advantage plans nationwide.