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SPPI Launches Bureau to Protect Financial Consumers

Rio Rancho, NM — The Southwest Public Policy Institute (SPPI) has launched its own Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB). The BPFCCFPB seeks to provide financial consumers with an avenue to report malfeasance from the Consumer Financial Protection Bureau (CFPB), such as their recent data breach which exposed users to malicious […]

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Las Cruces Sun News: A case for a permanent fund dividend

New Mexico stands on the cusp of a golden era, with its oil and gas boom enriching the state’s coffers to unprecedented levels. Now is the time to ensure that this wealth directly benefits the very people who make New Mexico vibrant and unique: its residents. Drawing inspiration from Alaska’s Permanent Fund Dividend (PFD), it’s […]

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Albuquerque Journal: Santa Fe elites forcing California clean car rules on NM

In 1986, Ronald Reagan quipped that the “nine most terrifying words in the English language are: ‘I’m from the government, and I’m here to help.’” Well, New Mexico’s government is “helping” again. In July, Gov. Michelle Lujan Grisham announced regulations for “Advanced Clean Cars and Advanced Clean Trucks.” The dictates — crafted by New Mexico […]

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What’s Up in Colorado?

Employment growth slows to nearly nothing in the Centennial State.

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‘Wonderment and Bemusement’

SPPI’s vice president of research talks about the policy and culture of the Silver State.

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Albuquerque Journal: The myth of big-bank small-dollar loans

In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]

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Report: No Loan for You, Too!

The unintended consequences of price controls on consumer access to credit.

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Report: No Loan for You!

How the war on specialized emergency loans has hurt New Mexicans.