Recent data from the National Assessment of Academic Progress (NAEP), also known as the “Nation’s Report Card,” reveals a significant decline in reading and math scores for 13-year-olds. The results highlight the academic failures caused by COVID lockdowns and school closures. The average scores in reading have dropped to levels last observed in the 1970s, […]
Category: Poverty and Inequality
Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank of America, Wells Fargo, Huntington Bank, and others as alternatives. Recently, those same activists have thrown in support for […]
Report: No Loan for You, Too!
The unintended consequences of price controls on consumer access to credit.
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
Utah’s chances are good — but New Mexico…
What states are best-positioned to face the challenges to come?
How the war on specialized emergency loans has hurt New Mexicans.
Senator William Soules tables Senator Craig Brandt’s Education Freedom Act, a bill aimed at giving parents the freedom to choose the best K-12 education for their children.
New Mexico’s Governor Michelle Lujan Grisham officially declared January 22-28, 2023 as School Choice Week!
Senator Craig Brandt recently introduced a bill to fund students in New Mexico, which would create comprehensive school choice reform.
