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The Hill: Why senators’ efforts to kill overdraft fees is overkill

Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

RealClearMarkets: The Real World Intrudes On Sanders and Hawley’s Rate Cap

A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.