Better living through better policy.

Tag: Housing Finance

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Housing Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Washington Post: Mortgage rates just fell below a crucial psychological threshold

Post author By Patrick M. Brenner
Post date March 14, 2026
No Comments on Washington Post: Mortgage rates just fell below a crucial psychological threshold

The difference from a 6 percent rate is tiny, but the appeal to customers is big.

Tags 30-Year Fixed Mortgage, American Housing Market, Annual Percentage Rate, APR, Asset Ownership, Auto Loans, Banking Regulation, Buy Now Pay Later, Charm Pricing, Consumer Credit, Consumer Finance, Consumer Psychology, Cost Of Borrowing, Credit Cards, Credit Markets, Credit Transparency, Debt Culture, Depository Institutions Deregulation And Monetary Control Act, Economic Behavior, Economic Perception, Financial Deregulation, Financial Disclosure, Financial Literacy, Financial Markets, financial regulation, Home Buying, Household Debt, Housing Affordability, Housing Demand, Housing Economics, Housing Finance, Housing Market, Housing Policy, Interest Rate Exportation, Interest Rate Perception, Interest Rate Psychology, Lending Regulation, Lending Standards, Lending Transparency, Loan Pricing, Marquette National Bank v. First Of Omaha Service Corp, Monthly Payments, Mortgage Advertising, Mortgage Economics, Mortgage Industry, Mortgage Interest Rates, Mortgage Marketing, Mortgage Policy, Mortgage Rate Threshold, Mortgage Rates, Mortgage Refinance, Mortgage Sentiment, Patrick M Brenner, Payday Loans, Personal Finance, Psychological Pricing, Real Estate Finance, Southwest Public Policy Institute, Subscription Economy, Total Loan Repayment, Truth In Lending Act, U.S. Household Debt, Washington Post Opinion

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Housing Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues Transparency Updates

The Wall Street Journal: The Case Against 30-Year Mortgages

Post author By Patrick M. Brenner
Post date November 8, 2025
1 Comment on The Wall Street Journal: The Case Against 30-Year Mortgages

Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.

Tags 30-Year Mortgage, 50-Year Mortgage, American Dream, Amortization, Annual Percentage Rate (APR), Central Planning, Consumer Financial Protection Bureau (CFPB), Department of Veterans Affairs (VA), Economic Policy, Fannie Mae, Federal Housing Administration (FHA), Federal Reserve, financial regulation, Freddie Mac, GI Bill, Government Subsidies, Home Owners’ Loan Corporation (HOLC), Homeownership, Housing Affordability, Housing Finance, Housing Policy, Housing Prices, Inflation, Lending Reform, Millennials, Mortgage Interest, Mortgage Rates, Mortgage-Backed Securities (MBS), Patrick M. Brenner, Real Estate Market, Southwest Public Policy Institute (SPPI), The Wall Street Journal (WSJ), Truth in Lending Act (TILA)