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Weakening Tri-Merge Would Make Housing Less Affordable

Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.

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Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Infrastructure & Technology Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Reports Top Issues Transparency Updates

Report: The Case Against 50-Year Mortgages

How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Housing Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues Transparency Updates

The Wall Street Journal: The Case Against 30-Year Mortgages

Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.

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Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Markets and Finance Political Thought Poverty and Inequality Public Opinion Reader Replies Top Issues Transparency Updates

The Mortgage Bankers Association’s Reply Is the Real Joke

The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.

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SPPI-TV Top Issues

SPPI-TV Ep. 12: Bitcoin and Decentralized Finance

Join us for the next episode of SPPI-TV titled "Bitcoin Mining and Decentralized Finance" as we explore the fascinating world of cryptocurrency and its impact on the economy, energy grid, and the environment. Our guest speakers for this episode are Eric Peterson, the Policy Director with Satoshi Action Fund, and John Berlau, senior fellow and […]