Economic Opportunity
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Op-Ed
Mortgage rates just fell below a crucial psychological threshold
The difference from a 6 percent rate is tiny, but the appeal to customers is big.
Originally published inThe Washington Post
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Policy Brief
Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects
Tariffs on steel, aluminum, and copper are driving up costs, delaying infrastructure projects, and threatening growth across key sectors of the American economy.
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Policy Brief
Housing Shock: The Cost of Investor Ownership Bans
A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.
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Op-Ed
The dangers of credit card populism
Capping interest rates won’t create a fairer system.
Originally published inThe Washington Times
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Policy Brief
Weakening Tri-Merge Would Make Housing Less Affordable
Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.
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Policy Brief
Fiduciary Standards Start With Transparency
The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed…
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Op-Ed
Credit Card Rate Caps Will Lead To a Shortage of Credit Cards
Why a national credit card rate cap would shrink access and worsen inequality.
Originally published inRealClearMarkets
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Coalition Letter
SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System
Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.