Conservatism
-
White Paper
The Case Against 50-Year Mortgages
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
-
Policy Brief
Rural Medicare Advantage Customers See Decreased Options
As the December 7 Medicare Open Enrollment deadline approaches, rural seniors face shrinking coverage options as major insurers scale back Medicare Advantage plans nationwide.
-
Op-Ed
Stablecoin Rewards Are the Shortcut to Financial Trouble
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
Originally published inRealClearMarkets
-
Policy Brief
Modernizing the Bank Secrecy Act: Cutting Red Tape and Ending Debanking
Congress must update the Bank Secrecy Act for the 21st century…
-
Op-Ed
The Case Against 30-Year Mortgages
Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.
Originally published inThe Wall Street Journal
-
Policy Brief
Vought Charts New Path for the CFPB
Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.
-
Policy Brief
Trump’s Japanese Tariff Agreement: A Winning Deal for Consumers?
A 15% tariff may look like a trade victory, but American families could end up paying the price.
-
Op-Ed
Sen. Richard Durbin’s Long-Term Love Affair With Price Controls
Senator Dick Durbin has spent much of his career in a love affair with price controls. He flirted with them in his infamous Durbin Amendment, the addendum to the 2010 Dodd-Frank Act. He renewed his vows…
Originally published inRealClearMarkets
-
Op-Ed
Why senators’ efforts to kill overdraft fees is overkill
Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.
Originally published inThe Hill
-
Op-Ed
Out of One, Many
As CFPB retreats, the new danger is a jumble of state-level mandates.
Originally published inAmerican Banker