Category: Poverty and Inequality

Categories
2025 Legislative Session Alaska Budget and Spending Coal, Oil, Natural Gas Courts Culture Domestic Policy Economic Opportunity Economy Energy & Environment Energy, Environment, and Natural Resources Government Spending Legal and Judicial Life New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

An Oil and Gas Permanent Fund Dividend for New Mexico: Returning Prosperity to the People

New Mexico Permanent Fund Oil and Gas Dividend

How can we ensure these revenues benefit all New Mexicans while fostering economic sustainability?

Categories
2025 Legislative Session Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Life Marriage and Family New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

House Bill 11: New Mexico’s Paid Family and Medical Leave Act Spells Disaster for Small Businesses

House Bill 11: New Mexico's Paid Family and Medical Leave Act Spells Disaster for Small Businesses

The Paid Family and Medical Leave Act threatens to impose crushing financial burdens on small businesses and restaurants, risking closures, job losses, and economic instability across New Mexico.

Categories
2025 Legislative Session Budget and Spending Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Government Transparency and Accountability Legal and Judicial Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Banking on Failure: House Bill 130’s Public Bank Will Deepen New Mexico’s Credit Crisis

A public bank is a forced gamble with taxpayer dollars that ignores market realities, mandates risky lending, and risks compounding the damage caused by the artificial credit crisis created by New Mexico’s interest rate cap.

Categories
Alaska Arizona Budget and Spending California Colorado Conservatism Courts Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Progressivism Public Opinion Texas Top Issues Updates Utah

The CFPB’s Desperate Eleventh-Hour Overreach

Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB)

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

Categories
Budget and Spending Conservatism Culture Domestic Policy Education Education Freedom and Reform Government Spending Life Marriage and Family New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Albuquerque Public Schools: Spending More, Achieving Less

Albuquerque Public Schools (APS)
Adolphe Pierre-Louis, Albuquerque Journal

Albuquerque Public Schools exemplifies how soaring budgets and per-student spending fail to address declining enrollment, dismal academic performance, and systemic inefficiencies.

Categories
Courts Crime and Justice Culture Domestic Policy Economic Opportunity Homeland Security Immigration Legal and Judicial Life Marriage and Family New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Security The Constitution Top Issues Updates Welfare

Assessing the Economic Impact of Undocumented Immigrants on New Mexico Taxpayers

Undocumented Illegal Immigrants Immigration New Mexico Taxpayers Economic

Undocumented immigrants in New Mexico contribute significantly to the economy through taxes and labor, but their net fiscal impact remains a burden due to the substantial costs of public services like education, healthcare, and law enforcement.

Categories
Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Public Opinion Technology Top Issues Updates

American Banker: President-elect Trump should declare a ceasefire in the war on credit

Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg
Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg

Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]

Categories
Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Nevada Poverty and Inequality Technology Top Issues Updates

Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

Panel discussion on 'The Intersection of Policy and Data' at the 2023 Tribal Lending Conference. From left to right: Joe Lilly, Vice President of External Affairs at Caliber Financial Services; Patrick M. Brenner, President of the Southwest Public Policy Institute; and Dr. Tom Miller, Professor of Finance at Mississippi State University.
Panel discussion on 'The Intersection of Policy and Data' at the 2023 Tribal Lending Conference. From left to right: Joe Lilly, Vice President of External Affairs at Caliber Financial Services; Patrick M. Brenner, President of the Southwest Public Policy Institute; and Dr. Tom Miller, Professor of Finance at Mississippi State University.

SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

Categories
Alaska Arizona California Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Texas The Constitution Top Issues Trade Updates Utah

Is Elon Musk Serious with his “Delete CFPB” Tweet?

Elon Musk Calls to Delete the Consumer Financial Protection Bureau CFPB

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

Categories
Conservatism Courts Crime and Justice Domestic Policy Energy & Environment Energy, Environment, and Natural Resources Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Renewable Energy The Constitution Top Issues Transparency Transportation Updates

Albuquerque Journal: Government hiding data showing EV mandates disproportionately burden lower-Income families

Electric Vehicle EV Mandates Burden Lower Income Families

New Mexico’s lack of transparency and fabricated data on electric vehicle mandates raises serious concerns about their disproportionate impact on lower-income families and the erosion of democratic accountability.