The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.
Topic: Alaska
state of the United States of America
Last week, I had the opportunity to testify before the Alaska Senate Finance Committee on the dangers of Senate Bill 39, a proposal to impose a 36% APR cap on consumer credit. Additional testimony was submitted to the Senate Labor and Commerce Committee before the bill was advanced to the Senate Finance Committee. This legislation […]
Alaska’s Senate Bill 39 (SB 39) proposes a 36% APR cap on consumer loans up to $25,000. The bill aims to regulate financial services, prevent “predatory” lending, and bring state laws in line with federal consumer protection measures. However, while the bill’s intentions may seem noble, its real-world consequences will devastate Alaskan consumers—especially those with […]
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Alaska Budget and Spending Coal, Oil, Natural Gas Conservatism Culture Domestic Policy Economic Opportunity Economy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Government Regulation Government Spending Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Taxes Top Issues Updates Welfare
National Review: Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans
And benefit the nation, too.
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2025 Legislative Session Alaska Budget and Spending Coal, Oil, Natural Gas Courts Culture Domestic Policy Economic Opportunity Economy Energy & Environment Energy, Environment, and Natural Resources Government Spending Legal and Judicial Life New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates
An Oil and Gas Permanent Fund Dividend for New Mexico: Returning Prosperity to the People
How can we ensure these revenues benefit all New Mexicans while fostering economic sustainability?
The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.
Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]
The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.
New Mexico stands on the cusp of a golden era, with its oil and gas boom enriching the state’s coffers to unprecedented levels. Now is the time to ensure that this wealth directly benefits the very people who make New Mexico vibrant and unique: its residents. Drawing inspiration from Alaska’s Permanent Fund Dividend (PFD), it’s […]
The latest research from the American Legislative Exchange Council offers more cause for optimism.