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SPPI-TV Ep. 10: Solving the Rate Cap Puzzle

Join host Patrick M. Brenner, president of the Southwest Public Policy Institute, in an insightful episode of SPPI-TV as he delves into the captivating world of interest rate caps and the role of the Consumer Financial Protection Bureau (CFPB). With esteemed guests Todd Zywicki, renowned legal scholar, Andrew Duke, Executive Director of the Online Lenders […]

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SPPI Joins Coalition Urging CFPB to Rethink Nonbank Disclosure Rule

A coalition of organizations has urged the Consumer Financial Protection Bureau (CFPB) to rethink its proposed nonbank disclosure rule.

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Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Reports Top Issues Updates

Report: No Loan for You!

How the war on specialized emergency loans has hurt New Mexicans.

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Conservatism Culture Domestic Policy Economy Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues

The Unintentional Consequences of Banning Specialized Emergency Loans

Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses or a temporary financial setback.

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Colorado Domestic Policy Economy Government Regulation Legal and Judicial Life Political Thought Public Opinion Top Issues

What’s Past is Prologue: David Silberman’s History of Attacking the Products He’s Now Tasked With Studying

David Silberman has a history of weaponizing the government to routinely and aggressively target the very products he is now charged with assessing the safety and affordability of.