Topic: United States

country primarily located in North America

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American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

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Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

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National Review: Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans

And benefit the nation, too.

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Elon Musk Declares CFPB’s Demise, Validating SPPI’s Efforts

Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

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SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

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The Price of Credit: How Rate Caps Hurt America’s Cash Poor

“The road to hell is paved with good intentions.”

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Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs

Originally published at newsmax.com on January 22, 2025. With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission. However, one impending issue—the FCC’s one-to-one consent rule—threatens to harm everyday Americans more than […]

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The CFPB’s Desperate Eleventh-Hour Overreach

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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Power Grab: Why House Bill 45 is a Bad Deal for New Mexico Energy

A misguided tax increase on renewable energy that contradicts conservative principles, risks distorting the energy market, and ignores the public’s clear preference for affordable, reliable energy solutions.

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