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Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Political Thought Progressivism Public Opinion Top Issues Updates

FDIC’s Unbanked and Underbanked Households

SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.

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Swipe Right at Lend360: A Look at the Latest Research

We are excited to announce that Patrick M. Brenner, President of the Southwest Public Policy Institute (SPPI), will be attending this year’s Lend360 conference in Nashville! As one of the leading voices in financial services policy, Patrick will be on-site to discuss SPPI’s latest groundbreaking research advocating for the online lending industry. At SPPI, we […]

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Conservatism Cybersecurity Domestic Policy Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Updates

A “Revamp” Gone Wrong: GovLoans.gov Is No Longer Safe

The recent “upgrade” to GovLoans.gov has turned into a major security risk, with antivirus alerts flagging the official site as potentially malicious.

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Colorado’s War on Credit

Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

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We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]

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The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

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Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Political Thought Poverty and Inequality Public Opinion Technology Top Issues Updates

The US Bank Simple Loan is Hardly Simple

The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.

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SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

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Alaska Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Reports Testimony Top Issues Updates

Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.