Tag: Online Lenders Alliance (OLA)

Online Lenders Alliance (OLA) is focused on credit inclusion, bringing together a diverse group of innovative companies to serve hardworking Americans who deserve access to credit.

The center for lending, technology and innovation, OLA represents the growing online lending industry. OLA members abide by a list of Best Practices and Code of Conduct to ensure their customers are fully informed and fairly treated.

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Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

Panel discussion on 'The Intersection of Policy and Data' at the 2023 Tribal Lending Conference. From left to right: Joe Lilly, Vice President of External Affairs at Caliber Financial Services; Patrick M. Brenner, President of the Southwest Public Policy Institute; and Dr. Tom Miller, Professor of Finance at Mississippi State University.
Panel discussion on 'The Intersection of Policy and Data' at the 2023 Tribal Lending Conference. From left to right: Joe Lilly, Vice President of External Affairs at Caliber Financial Services; Patrick M. Brenner, President of the Southwest Public Policy Institute; and Dr. Tom Miller, Professor of Finance at Mississippi State University.

SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

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FDIC’s Unbanked and Underbanked Households

The US Bank Simple Loan is anything but simple
The US Bank Simple Loan is anything but simple.

SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.

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Swipe Right at Lend360: A Look at the Latest Research

Swipe Right at Lend360 in Nashville

We are excited to announce that Patrick M. Brenner, President of the Southwest Public Policy Institute (SPPI), will be attending this year’s Lend360 conference in Nashville! As one of the leading voices in financial services policy, Patrick will be on-site to discuss SPPI’s latest groundbreaking research advocating for the online lending industry. At SPPI, we […]

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Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.

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Domestic Policy Economy Government Regulation Markets and Finance Press Top Issues Updates

Pew Charitable Trust Scraps “Consumer Finance” Project After SPPI Debunks Pew’s Findings

Albuquerque, NM — The Pew Charitable Trusts has “archived” their Consumer Finance project and reassigned Alex Horrowitz as Project Manager of their Housing Policy Initiative. Earlier this year, the Pew Charitable Trusts released a study that claimed that six of the eight largest banks now offer affordable small loans. In another study, Horowitz wrote: “Pew’s […]

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Domestic Policy Economy Government Regulation Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues

Santa Fe New Mexican: Here’s What Rate Caps Really Do To Consumers

Specialized Emergency Payday Loans

Originally published at Santa Fe New Mexican on June 11, 2022. Earlier this year, as New Mexico debated legislation limiting to 36 percent the annual percentage rate for consumer loans in the state, the primary witness testified in support of the bill before the Consumer and Public Affairs Committee. Claims were made that do not hold […]