Better living through better policy.

Topic: Credit union

member-owned financial cooperative

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Report: Swipe Right

Post author By Southwest Public Policy Institute
Post date May 10, 2025
2 Comments on Report: Swipe Right

How comparison shopping tools and lead generators revolutionize consumer access to products and services.

Alaska Arizona California Colorado Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Texas The Constitution Top Issues Updates Utah

Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

Post author By Patrick M. Brenner
Post date April 5, 2025
1 Comment on Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

This isn’t just about miles and points; it’s about economic freedom and financial choice.

Tags Banking, Consumerism, Credit, Credit Card Rewards, Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Finance, Interchange Fees, Summer Vacation, Swipe Fees, Travel

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Post author By Patrick M. Brenner
Post date March 24, 2025
No Comments on Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

Tags Competition, Credit, Credit Card, Credit Card Rewards Programs, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Swipe Fees, Taxes

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Reports Top Issues Updates

Report: No Loan for You, Too!

Post author By Southwest Public Policy Institute
Post date June 15, 2023
22 Comments on Report: No Loan for You, Too!

Patrick M. Brenner stands outside Del Norte Credit Union during our "No Loan For You, Too!" experiment.

The unintended consequences of price controls on consumer access to credit.

Tags American Southwest Credit Union, Bank of America, Center for Responsible Lending (CRL), Credit, Del Norte Credit Union, Everyone’s Federal Credit Union, FirstLight Federal Credit Union, Four Corners Credit Union, Internationalites Federal Credit Union, Lending, Mountain America Credit Union, National Community Reinvestment Coalition (NCRC), National Consumer Law Center (NCLC), National Credit Union Administration (NCUA), Navy Federal Credit Union, No Loan For You!, Nusenda Credit Union, Otero Federal Credit Union, Payday Alternative Loan, Pentagon Federal Credit Union, Specialized Emergency Loans, The Pew Charitable Trusts, U-1st Community Federal Credit Union, U.S. Bank, U.S. Eagle Federal Credit Union, Veridian Credit Union, Wells Fargo