Better living through better policy.

Topic: Donald Trump

president of the United States (2017–2021, 2025–present)

Housing Shock: The Cost of Investor Ownership Bans

Post author By Patrick M. Brenner
Post date February 24, 2026
No Comments on Housing Shock: The Cost of Investor Ownership Bans

A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.

Tags Affordable Housing Policy, American Housing Market, Build-To-Rent Housing, Congressional Housing Policy, Economic Policy, Federal Housing Policy, Federal Legislation, Forced Divestment, Free Market Housing Policy, Home Value Stability, Homeownership Policy, Housing Affordability, Housing Affordability Solutions, Housing Asset Prices, Housing Construction, Housing Crisis, Housing Development, Housing Economics, Housing Investment, Housing Investment Incentives, Housing Investment Policy, Housing Market Fire Sale, Housing Market Liquidity, Housing Market Policy, Housing Market Reform, Housing Market Stability, Housing Market Volatility, Housing Policy, Housing Policy Exemptions, Housing Policy Research, Housing Regulation, Housing Shortage, Housing Supply, Housing Supply Constraints, Institutional Homeownership, Institutional Investor Ban, Institutional Investors, Investor Ownership Caps, Investor-To-Investor Sales, Land Use Policy, Market Stabilization Policy, Market-Based Housing Solutions, Neighborhood Property Values, Patrick M Brenner, Permitting Reform, Private Capital In Housing, Property Rights, Public Policy Analysis, Real Estate Investment, Real Estate Liquidity, Real Estate Markets, Real Estate Public Policy, Real Estate Regulation, Real Estate Valuation, Regulatory Barriers, Rental Housing Supply, Rental Market Stability, Single-Family Housing, Single-Family Rentals, Southwest Public Policy Institute, Think Tank Research, Zoning Reform

Conservatism Courts Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Transparency Updates

The Washington Times: The dangers of credit card populism

Post author By Patrick M. Brenner
Post date February 15, 2026
No Comments on The Washington Times: The dangers of credit card populism

Capping interest rates won’t create a fairer system.

Tags 10 Percent Interest Rate Cap, Access To Affordable Credit, Affordability Debate, Annual Percentage Rate, APR Regulation, Banking Industry Economics, Banking Regulation, Bernie Sanders, Bipartisan Populism, Capital Reallocation Effects, Consumer Credit Policy, Consumer Finance Policy, credit access, Credit Card Competition, Credit Card Ecosystem, Credit Card Interest Rate Cap, Credit Card Populism, Credit Card Reform Debate, Credit Card Rewards Programs, Credit Card Rewards Redistribution, Credit Market Distortions, Credit Score Tiers, Credit Underwriting Standards, Debit Card Interchange, Deep Subprime Lending, Donald Trump Economic Policy, Durbin Amendment, Economic Consequences Of Rate Caps, Economic Shortages From Price Controls, Federal Financial Regulation, Federal Reserve Study, FICO Scores, Financial Behavior Economics, financial inclusion, Financial Market Intervention, Financial Services Populism, Financial Services Regulation, Fraud Protection Costs, Government Price Controls, High FICO Borrowers, House Financial Services Committee, Interchange Fee Caps, Interchange Fees, Jim Himes, Josh Hawley, Lending Contraction, Market Distortions, Modern Payment Systems, New York Fed Study, Payment Processing Industry, Price Controls, Regulatory Overreach, Retailer Interchange Debate, Rewards Versus APR Competition, Richmond Federal Reserve, Risk Allocation In Lending, Risk Based Pricing, Scott Bessent, Subprime Borrowers, Usury Laws, Usury Limits, Zero Liability Protection

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Legal and Judicial Life Markets and Finance Political Thought Progressivism Public Opinion Top Issues Transparency Updates

Fiduciary Standards Start With Transparency

Post author By Patrick M. Brenner
Post date February 4, 2026
No Comments on Fiduciary Standards Start With Transparency

The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed a formal complaint with the Internal Revenue Service alleging that the Institute for the Fiduciary Standard (IFS) has failed […]