Better living through better policy.

Topic: United States Congress

bicameral legislature of the United States

Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

Post author By Patrick M. Brenner
Post date April 5, 2025
No Comments on Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

This isn’t just about miles and points; it’s about economic freedom and financial choice.

Tags Banking, Consumerism, Credit, Credit Card Rewards, Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Finance, Interchange Fees, Summer Vacation, Swipe Fees, Travel

Alaska Arizona California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Texas The Constitution Top Issues Updates Utah

American Banker: Death by a thousand caps—State laws could kill credit card rewards

Post author By Patrick M. Brenner
Post date March 29, 2025
No Comments on American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

Tags Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, MasterCard, Price Controls, Supreme Court of the United States (SCOTUS), Swipe Fees, Transactions, Visa

Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

Post author By Patrick M. Brenner
Post date February 5, 2025
No Comments on Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

Tags Care.com, Consumer Financial Protection Act (CFPA), Dodd-Frank Wall Street Reform and Consumer Protection Act, Donald J. Trump, Elizabeth Warren, Elon Musk, Fox News, Regulatory Capture, Rohit Chopra, Supreme Court of the United States (SCOTUS)

Alaska Arizona Budget and Spending California Colorado Conservatism Courts Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Progressivism Public Opinion Texas Top Issues Updates Utah

The CFPB’s Desperate Eleventh-Hour Overreach

Post author By Patrick M. Brenner
Post date January 16, 2025
No Comments on The CFPB’s Desperate Eleventh-Hour Overreach

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

Alaska Arizona California Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Progressivism Public Opinion Texas The Constitution Top Issues Updates Utah

Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Post author By Southwest Public Policy Institute
Post date November 8, 2024
1 Comment on Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Originally published at newmax.com on November 4, 2024. The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on industry insiders failed to address Boeing’s deficiencies. The problem is not regulation; the […]

Tags Boeing Company, Chevron doctrine, Chevron v. Natural Resources Defense Council, Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Mike Lee, National Institutes of Health (NIH), Newsmax, Non-compete, Overreach, Rand Paul, REINS Act, Supreme Court of the United States (SCOTUS), Tim Walz, Tom Vilsack, U.S. Chamber of Commerce

Alaska Arizona California Colorado Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Poverty & Welfare Poverty and Inequality Press Technology Texas Top Issues Updates Utah

New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Post author By Liam Gray
Post date May 14, 2024
No Comments on New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]

Tags American Credit News, Consumer Financial Protection Bureau (CFPB), Credit, Dodd-Frank Wall Street Reform and Consumer Protection Act, Lead Generators, Lending, Rohit Chopra

Domestic Policy Economic Opportunity Economy Government Transparency and Accountability Health Care Health Care Reform Markets and Finance Public Health Top Issues Utah

Deseret News: Excessive regulation is fueling a health care crisis in Utah

Post author By Patrick M. Brenner
Post date January 15, 2024
1 Comment on Deseret News: Excessive regulation is fueling a health care crisis in Utah

Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.

Tags Anti-trust, Blake Moore, Debt, Federal Trade Commission (FTC), Finance, Healthcare, Hospitals, House Committee on Ways and Means, John Curtis, Lian Khan, Medical, Patients

Domestic Policy Economic Opportunity Economy Government Regulation Health Care Health Care Reform Markets and Finance Top Issues

Washington Times: The high cost of prescription drug price controls

Post author By Patrick M. Brenner
Post date December 21, 2023
No Comments on Washington Times: The high cost of prescription drug price controls

Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.

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Does the Mother Road Need Big Government?

Post author By D. Dowd Muska
Post date July 20, 2023
No Comments on Does the Mother Road Need Big Government?

Trait Thompson, executive director of the Oklahoma Historical Society, is now a member of the Route 66 Centennial Commission. Nominated by U.S. Sen. Mitch McConnell (R-KY), the bureaucrat joins representatives from Illinois, Missouri, Kansas, Texas, New Mexico, Arizona, California, and his home state whom The Swamp has tasked to “study and recommend in a report […]