Tag: Credit Cards

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Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

Credit Card Rewards Programs

This isn’t just about miles and points; it’s about economic freedom and financial choice.

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American Banker: Death by a thousand caps—State laws could kill credit card rewards

Credit Card Rewards Swipe Fees Interchange Fee Caps Price Controls

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

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Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

Price Controls New Mexico Credit Card Interchange Fees

New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

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Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

Price Controls Arizona Credit Card Interchange Fees
Price Controls Arizona Credit Card Interchange Fees

Arizona’s HB 2629 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

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RealClearMarkets: The Real World Intrudes On Sanders and Hawley’s Rate Cap

Senator Bernie Sanders Credit Card Rate Cap Ten Percent Josh Hawley Donald Trump

A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.