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The Real Cost of Homeownership: Beyond the Mortgage and APR

This guest commentary was written by Ed Harris, CEO of Harris Northwest Advisors and a Visiting Contributor at the Southwest Public Policy Institute. In his argument about APR, Patrick Brenner is wrong but inadvertently correct on a larger point he doesn’t address. An APR calculation is mathematically accurate. Most fixed-rate 30-year mortgages are priced similarly, […]

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Trump’s Japanese Tariff Agreement: A Winning Deal for Consumers?

A 15% tariff may look like a trade victory, but American families could end up paying the price.

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Santa Fe New Mexican: Here’s What Rate Caps Really Do To Consumers

Originally published at Santa Fe New Mexican on June 11, 2022. Earlier this year, as New Mexico debated legislation limiting to 36 percent the annual percentage rate for consumer loans in the state, the primary witness testified in support of the bill before the Consumer and Public Affairs Committee. Claims were made that do not hold […]

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With Biden Absent, Some Southwest States Combat Inflation

Erin Norman, senior messaging strategist at State Policy Network, recently published critical commentary of President Joe Biden’s inflation-fighting plan. Introduced last week, Biden highlights his plan in the Wall Street Journal. Composed of over 1,100 words, he spent one third of the article telling Americans how good things are right now. But the public begs […]