Category: Legal and Judicial

‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Post author By Patrick M. Brenner
Post date July 5, 2025
No Comments on ‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Former representative Tara Jaramillo, CEO of Positive Outcomes, Inc. and alleged loan shark.

Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.

Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

Post author By Southwest Public Policy Institute
Post date June 27, 2025
No Comments on Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Reports Top Issues Updates

Report: Black Market Payday

Post author By Southwest Public Policy Institute
Post date June 24, 2025
2 Comments on Report: Black Market Payday

How government price controls created an illicit supply of emergency credit.

Conservatism Culture Cybersecurity Data Domestic Policy Economic Opportunity Economy Infrastructure & Technology Legal and Judicial Life Markets and Finance New Mexico Political Thought Progressivism Public Opinion Reports Security Technology Top Issues Transparency Updates

Report: Access Granted

Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Transparency Updates

SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets

Post author By Patrick M. Brenner
Post date June 5, 2025
No Comments on SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets

The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.

Tags Business Planning, CEI, CFTC, Commodity Futures Trading Commission, Conservative Policy Groups, Economic Policy, Election Markets, Event Contracts, Financial Markets, Financial Services Regulation, Financial Transparency, Forecasting Tools, Free-Market Advocacy, Permissionless Innovation, Policy Advocacy, Prediction Markets, regulatory reform, Risk Management, Southwest Public Policy Institute

Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

RealClearMarkets: The CFPB Is Making It Harder For You To Pay Your Bills

Post author By Patrick M. Brenner
Post date May 27, 2025
No Comments on RealClearMarkets: The CFPB Is Making It Harder For You To Pay Your Bills

The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.

Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Transparency Updates

An Overdue Course Correction at the CFPB

Post author By Patrick M. Brenner
Post date May 20, 2025
1 Comment on An Overdue Course Correction at the CFPB

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.