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Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.

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A Call for Prudent Consumer Credit Legislation in Alaska

Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]

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Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

The CFPB’s recent modifications to medical debt reporting may be subtly steering the U.S. toward a single-payer healthcare system by minimizing the visibility of medical debt.

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SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.

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New Mexico’s Upcoming Special Session: Safety or Statism?

Governor Michelle Lujan Grishamā€™s recent announcement of yet another special legislative session in New Mexico, set to commence on July 18, 2024, ostensibly aims to enhance public safetyā€”an objective no reasonable person would oppose. However, the words of Gideon J. Tucker resonate profoundly in moments like these: “No man’s life, liberty, or property are safe […]

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New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

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Transparency and Trust in New Mexico’s Election Technology

New Mexico recently unveiled the Online Candidate Nominating Petition Signature Portal, a digital platform designed to simplify the nomination process for candidates. This initiative, part of a broader movement to enhance electoral accessibility and security, represents a significant leap forward. However, as with any venture into new technological territories, there are bound to be growing […]

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New Mexico’s Online Candidate Nominating Petition Signature Portal

In 2023, New Mexico took a pioneering step forward in electoral processes. The recent adoption of the Online Candidate Nominating Petition Signature Portal by the Secretary of State, Maggie Toulouse Oliver, marks a significant milestone in modernizing and securing elections within the state. This innovative approach streamlines the candidate nomination process and broadens the horizon […]

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published atĀ americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]

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Transparency is Cultural, Not Transactional

In the realm of governance, transparency and openness are not mere buzzwords but foundational pillars that uphold the edifice of democracy. In their compelling discourse, Greg Brooks and Patrick Tuohey from Better Cities Project argue that open government is inherently a cultural phenomenon rather than a transactional obligation. This perspective resonates deeply with the ethos […]