Category: Poverty & Welfare

‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Post author By Patrick M. Brenner
Post date July 5, 2025
No Comments on ‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Former representative Tara Jaramillo, CEO of Positive Outcomes, Inc. and alleged loan shark.

Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.

Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

Post author By Southwest Public Policy Institute
Post date June 27, 2025
No Comments on Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Reports Top Issues Updates

Report: Black Market Payday

Post author By Southwest Public Policy Institute
Post date June 24, 2025
2 Comments on Report: Black Market Payday

How government price controls created an illicit supply of emergency credit.

Budget and Spending Conservatism Culture Domestic Policy Economic Opportunity Economy Energy & Environment Energy Economics Government Regulation Government Spending Infrastructure & Technology Life Markets and Finance Nuclear Energy Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Security Technology Top Issues Transparency Updates

SPPI Continues Global Engagement Through Partnership with Global Ties

Post author By Southwest Public Policy Institute
Post date June 23, 2025
No Comments on SPPI Continues Global Engagement Through Partnership with Global Ties

A visiting European delegation through Global Ties discussed how regional think tanks like SPPI influence U.S. foreign policy.

Tags Albuquerque Think Tank, Economic Development Policy, Education Reform, Global Engagement, Global Ties, International Delegation, International Visitor Leadership Program, NATO Challenges, Overton Window, Policy Dialogue, Policy Innovation, Political Discourse, Public Policy Institute, Regional Think Tanks, SPPI Events, Think Tank Exchange, Transatlantic Cooperation, U.S. Foreign Policy, U.S. State Department

Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

RealClearMarkets: The CFPB Is Making It Harder For You To Pay Your Bills

Post author By Patrick M. Brenner
Post date May 27, 2025
No Comments on RealClearMarkets: The CFPB Is Making It Harder For You To Pay Your Bills

The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.

Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Transparency Updates

An Overdue Course Correction at the CFPB

Post author By Patrick M. Brenner
Post date May 20, 2025
1 Comment on An Overdue Course Correction at the CFPB

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Top Issues Updates

Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

Post author By Patrick M. Brenner
Post date May 19, 2025
No Comments on Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Updates

Victory in Colorado: HB25-1282 Defeated

Post author By Patrick M. Brenner
Post date April 30, 2025
No Comments on Victory in Colorado: HB25-1282 Defeated

A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

Tags Competition, Credit, Credit Card, Credit Card Rewards Programs, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Swipe Fees, Taxes

Budget and Spending Conservatism Culture Domestic Policy Government Spending Government Transparency and Accountability Health Care Legal and Judicial Life New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Health Public Opinion Security Top Issues Updates

Santa Fe New Mexican: Don’t waste the windfall; Use opioid settlement funds where they count

Post author By Patrick M. Brenner
Post date April 28, 2025
No Comments on Santa Fe New Mexican: Don’t waste the windfall; Use opioid settlement funds where they count

Originally published at santafenewmexican.com on April 26, 2025. America may finally be turning a corner in the opioid crisis. For the first time in years, overdose deaths are declining. The Centers for Disease Control and Prevention recently reported a 17% decrease in opioid-related fatalities between July 2023 and July 2024: a promising sign that prevention and […]