Better living through better policy.

Tag: Financial Transparency

Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Markets and Finance Political Thought Poverty and Inequality Public Opinion Reader Replies Top Issues Transparency Updates

The Mortgage Bankers Association’s Reply Is the Real Joke

Post author By Patrick M. Brenner
Post date October 25, 2025
No Comments on The Mortgage Bankers Association’s Reply Is the Real Joke

Mortgage Bankers Association

The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.

Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion State Top Issues Updates

Out of One, Many

The Consumer Financial Protection Bureau headquarters in Washington, D.C. — once the central regulator of financial services, now overshadowed by a growing patchwork of state attorneys general enforcement.

Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

Tags Alternative Finance, Banking Compliance, Business Compliance Strategy, CFPB, Compliance Burden, Consumer Financial Protection, Consumer Protection, Consumer Rights, credit access, Credit Reporting Laws, Deregulation, economic liberty, FAIR Business Practices Act, Federal Deregulation, financial inclusion, Financial Regulatory Landscape, Financial Risk Management, Financial Services Regulation, Financial Transparency, Fintech Regulation, Free Market Policy, Junk Fee Laws, Legal Risk For Banks, Lending Restrictions, Market Innovation, Medical Debt Reporting, Merchant Cash Advance Regulation, Multi State Regulation, New York Attorney General, Payments Fraud, Peer To Peer Payments, Policy Analysis, Price Controls, Regulatory Compliance Challenges, Regulatory Patchwork, Small Business Finance, Southwest Public Policy Institute, State Attorneys General, State Consumer Laws, State Level Enforcement, State Versus Federal Regulation, Zelle Lawsuit

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Transparency Updates

SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets

Post author By Patrick M. Brenner
Post date June 5, 2025
No Comments on SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets

The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.

Tags Business Planning, CEI, CFTC, Commodity Futures Trading Commission, Conservative Policy Groups, Economic Policy, Election Markets, Event Contracts, Financial Markets, Financial Services Regulation, Financial Transparency, Forecasting Tools, Free-Market Advocacy, Permissionless Innovation, Policy Advocacy, Prediction Markets, regulatory reform, Risk Management, Southwest Public Policy Institute