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Elon Musk Declares CFPB’s Demise, Validating SPPI’s Efforts

Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.

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SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

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Brenner Quoted in National Mortgage News on FCC’s One-to-One Consent Rule Suspension

Southwest Public Policy Institute President Patrick M. Brenner was quoted in National Mortgage News on the FCC’s one-to-one consent rule being indefinitely suspended following two significant legal developments. With the 11th Circuit Court of Appeals striking down the rule and the Federal Communications Commission postponing implementation, industry experts agree that this regulation—initially set to take […]

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The Price of Credit: How Rate Caps Hurt America’s Cash Poor

“The road to hell is paved with good intentions.”

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SPPI Applauds Fate of FCC’s One-to-One Consent Rule: Stay and Eleventh Circuit Ruling

The FCC’s one-to-one consent rule would have disrupted vital industries, reduced access to services, and driven up costs.

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Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session

SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.

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Albuquerque Journal: It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico

New Mexico must embrace comprehensive school choice reform, exemplified in Senator Craig Brandt’s Education Freedom Bill, to empower parents, improve educational outcomes, and make our state competitive.

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Banking on Failure: House Bill 130’s Public Bank Will Deepen New Mexico’s Credit Crisis

A public bank is a forced gamble with taxpayer dollars that ignores market realities, mandates risky lending, and risks compounding the damage caused by the artificial credit crisis created by New Mexico’s interest rate cap.

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The CFPB’s Desperate Eleventh-Hour Overreach

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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Power Grab: Why House Bill 45 is a Bad Deal for New Mexico Energy

A misguided tax increase on renewable energy that contradicts conservative principles, risks distorting the energy market, and ignores the public’s clear preference for affordable, reliable energy solutions.