Topic: Southwest Public Policy Institute

free market economic policy think tank

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Transparency Updates

An Overdue Course Correction at the CFPB

Consumer Financial Protection Bureau Southwest Public Policy Institute

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Top Issues Updates

Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

Fox Business Features SPPI's Swipe Right Lead Generators

National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

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California Courts Culture Domestic Policy Energy & Environment Energy Economics Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal Legal and Judicial Life New Mexico Political Thought Public Opinion Renewable Energy SPPI v New Mexico Taxation and Revenue Department Top Issues Transparency Transportation Updates

Albuquerque Journal Covers SPPI’s Legal Victory in Public Records Lawsuit

New Mexico IPRA Lawsuit SPPI v NMTRD

The victory guarantees access to public vehicle data to investigate the impact of EV mandates on vulnerable communities.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Infrastructure & Technology Life Markets and Finance Political Thought Progressivism Public Opinion Reports Technology Top Issues Updates

Report: Swipe Right

Swipe Right Lead Generators Comparison Shopping Tools Rohit Chopra Consumer Financial Protection Bureau CFPB

How comparison shopping tools and lead generators revolutionize consumer access to products and services.

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Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Updates

Victory in Colorado: HB25-1282 Defeated

Colorado House Bill 1282 Interchange Swipe Fee Price Control Credit Card Rewards Programs

A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

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Budget and Spending Courts Culture Domestic Policy Economy Energy & Environment Energy Economics Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal Legal and Judicial Markets and Finance New Mexico Renewable Energy SPPI v New Mexico Taxation and Revenue Department Taxes Technology Top Issues Transparency Transportation Updates

New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit

Electric Vehicle Mandates Hurt Poor and Minority Residents

SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.

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Alaska Arizona California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Texas The Constitution Top Issues Updates Utah

American Banker: Death by a thousand caps—State laws could kill credit card rewards

Credit Card Rewards Swipe Fees Interchange Fee Caps Price Controls

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

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Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado House Bill 1282 Interchange Swipe Fee Price Control Credit Card Rewards Programs

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

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Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Testimony Top Issues Updates

Fighting Back Against Rate Caps in Alaska: SPPI’s Testimony on Senate Bill 39

Alaska Senate Bill 39 Price Controls Interest Rate Caps Loans

Last week, I had the opportunity to testify before the Alaska Senate Finance Committee on the dangers of Senate Bill 39, a proposal to impose a 36% APR cap on consumer credit. Additional testimony was submitted to the Senate Labor and Commerce Committee before the bill was advanced to the Senate Finance Committee. This legislation […]

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Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Marriage and Family New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Why Alaska’s Senate Bill 39 Should Be Rejected: Lessons from New Mexico’s Failed Rate Cap

Alaska Senate Bill 39 Price Controls Interest Rate Caps

Alaska’s Senate Bill 39 (SB 39) proposes a 36% APR cap on consumer loans up to $25,000. The bill aims to regulate financial services, prevent “predatory” lending, and bring state laws in line with federal consumer protection measures. However, while the bill’s intentions may seem noble, its real-world consequences will devastate Alaskan consumers—especially those with […]