All work
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White Paper No. 10
Application Pending
68 million votes for more banks: how the campaign to politicize bank charters shrinks credit for households.
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Policy Brief
Regulation Without Disclosure
What the GAO’s review of the NAIC means for insurance consumers.
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Op-Ed
There’s No Such Thing as Free Data
The government should allow banks and software companies to negotiate the price of financial data freely.
Originally published inNational Review
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Policy Brief
FDA’s Peptide Review Should Include a Hard Look at the Supply Chain
Why regulators must look beyond patient access and weigh the risks of foreign supply chain dependencies.
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In the News
SPPI in the Spotlight: Exposing Opioid Settlement Secrecy, Regulatory Overreach, and Real Estate Trap Doors
How SPPI is driving transparency, market competition, and accountability in public policy.
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Op-Ed
Zillow traps buyers into overpriced mortgages, and it’s costing Americans $65 billion annually
Americans who bought homes since 2022 now collectively pay an estimated $65 billion annually in avoidable mortgage costs. That figure, published in new Bankrate research based on 3.2 million mortgage originations tracked in federal housing data…
Originally published inWashington Examiner
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Coalition Letter
SPPI Joins Coalition Urging the SEC to Adopt Optional Semiannual Reporting
A coalition letter urges SEC Chairman Paul S. Atkins to adopt the agency’s proposed rule giving public companies the option to report semiannually instead of quarterly.
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Op-Ed
California’s Crackdown on Consumer Credit Just Hit a Wall
The fight over bank-fintech partnerships is really a fight over price controls, preemption, and access to credit.
Originally published inDC Journal
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Amicus Brief
SPPI Files Amicus Brief Defending Federal Reserve’s Debit Card Fee Protections
For Immediate ReleaseJune 18, 2026 [email protected] Washington, DC—The Southwest Public Policy Institute (SPPI), alongside the Pinpoint Policy Institute and the Taxpayers Protection Alliance Foundation (TPAF), announced today the filing of a joint amicus curiae brief in…