The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed a formal complaint with the Internal Revenue Service alleging that the Institute for the Fiduciary Standard (IFS) has failed […]
Why a national credit card rate cap would shrink access and worsen inequality.
We need to modernize how financial literacy is taught entirely.
The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.
A modernized financial-literacy framework must equip students with practical, real-world tools to navigate an increasingly complex and often predatory consumer-finance landscape.
Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.
The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.
Congress must update the Bank Secrecy Act for the 21st century…
