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The Need to Modernize Financial Literacy in Uncertain Economic Times

A modernized financial-literacy framework must equip students with practical, real-world tools to navigate an increasingly complex and often predatory consumer-finance landscape.

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Report: 1033 Error, Rule Not Sound

The CFPB’s open-banking mandate endangers consumers.

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The Washington Post: New Mexico knows Trump’s BLM nominee. Back away.

Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.

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Report: The Case Against 50-Year Mortgages

How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

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The Wall Street Journal: The Case Against 30-Year Mortgages

Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.

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Rural Medicare Advantage Customers See Decreased Options

As the December 7 Medicare Open Enrollment deadline approaches, rural seniors face shrinking coverage options as major insurers scale back Medicare Advantage plans nationwide.

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Vought Charts New Path for the CFPB

Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.

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Trump’s Japanese Tariff Agreement: A Winning Deal for Consumers?

A 15% tariff may look like a trade victory, but American families could end up paying the price.

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Lip Service Masquerading as Credit Inclusivity

When Wells Fargo first rolled out its Flex Loan program, it was heralded by advocates like The Pew Charitable Trusts as evidence that America’s largest banks were finally offering an “affordable” alternative to short-term credit products. Bankrate’s own review of the Flex Loan paints a favorable picture, touting fast approval, lower fees than payday loans, […]

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Expanding 401(k) Access to Private Markets

Why America’s workers deserve the same investment opportunities as public pensions.