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    California’s Crackdown on Consumer Credit Just Hit a Wall

    The fight over bank-fintech partnerships is really a fight over price controls, preemption, and access to credit.

    Originally published inDC Journal

    Patrick M. Brenner  |  June 25, 2026

  • White Paper No. 9

    Rolling the Dice

    Procurement failures and vendor transition risks threaten the New Mexico Lottery.

    Patrick M. Brenner and Zachary Fort  |  March 23, 2026

  • Litigation

    SPPI Files Public Records Request Regarding New Mexico Lottery Contract Procurement

    SPPI seeks transparency and legal clarity regarding the New Mexico Lottery Authority’s procurement process and transition planning for the state gaming system contract.

    Southwest Public Policy Institute  |  February 27, 2026

  • In the News

    Zachary Fort Featured in National Public Lands Debate

    Media coverage highlights SPPI Vice Chairman Zachary Fort’s leadership and policy engagement during debate over Bureau of Land Management nomination.

    Southwest Public Policy Institute  |  February 26, 2026

  • Policy Brief

    Government Can’t Reduce Smoking by Attacking Safer Alternatives

    New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward…

    Patrick M. Brenner  |  January 31, 2026

  • Coalition Letter

    SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System

    Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.

    Patrick M. Brenner  |  January 6, 2026

  • Amicus Brief

    SPPI Files Amicus Brief Supporting the Federal Reserve in Major Debit Card Case

    A major federal court case could reshape debit card economics nationwide, impacting payment security, reliability, and everyday consumer transactions.

    Southwest Public Policy Institute  |  December 30, 2025

  • Op-Ed

    Let’s reimagine financial literacy education

    We need to mod­ern­ize how fin­an­cial lit­er­acy is taught entirely.

    Originally published inSanta Fe New Mexican

    Lucas J. Parker  |  December 25, 2025

  • Policy Brief

    Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle

    Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.

    Patrick M. Brenner  |  December 25, 2025

  • Policy Brief

    Buried in Bias

    The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.

    Patrick M. Brenner  |  December 12, 2025

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Southwest Public Policy Institute

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