Better living through better policy.

Category: State

National Review: Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans

Post author By Patrick M. Brenner
Post date March 7, 2025
No Comments on National Review: Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans

And benefit the nation, too.

Tags Alaska, Alaska Permanent Fund Dividend, Drill Baby Drill, New Mexico Oil and Gas Association (NMOGA), New Mexico Permanent Fund Dividend (NMPFD), Oil and Gas, Permanent Fund Dividend, Sovereign Wealth Funds

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

Post author By Patrick M. Brenner
Post date February 28, 2025
No Comments on Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

Tags Banking, Consumerism, Credit, Credit Cards, Debt, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Rewards

Arizona Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

Post author By Patrick M. Brenner
Post date February 28, 2025
No Comments on Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

Price Controls Arizona Credit Card Interchange Fees

Arizona’s HB 2629 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

Tags Banking, Consumerism, Credit, Credit Cards, Debt, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Rewards, Spending

Budget and Spending Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

Albuquerque Journal: A state-run bank would put taxpayers on the hook for risky loans

Post author By Patrick M. Brenner
Post date February 17, 2025
No Comments on Albuquerque Journal: A state-run bank would put taxpayers on the hook for risky loans

A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed.

Tags Bank of North Dakota, Banking, Credit, Lew Wallace, Public Bank

Arizona California Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada Political Thought Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Post author By Patrick M. Brenner
Post date February 1, 2025
No Comments on Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.

Tags Annual Percentage Rate (APR), Consumer Financial Protection Bureau (CFPB), Credit, Deceptive, Earned Wage Access (EWA), Federal Trade Commission (FTC), Finance, Lending, Payday Alternative Loan, Payday Loans, Small Dollar Loans, Truth in Lending Act (TILA), Unfair Deceptive and Abusive Practices (UDAP), Unfair Deceptive or Abusive Acts or Practices (UDAAP)

Alaska Arizona California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Progressivism Public Opinion Technology Texas Top Issues Updates Utah

Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Post author By Patrick M. Brenner
Post date January 24, 2025
2 Comments on Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.

Tags Choice, Comparison Shopping Tools, Competition, Consumers, Digital Intermediaries, Eric J. Troutman, Federal Communications Commission (FCC), Free Market, Insurance Marketing Coalition (IMC), Lead Generation, Lead Generators, One-to-One Consent Rule, REACH v FCC, TCPAWorld, Telephone Consumer Protection Act (TCPA)

Alaska Arizona California Colorado Conservatism Courts Culture Cybersecurity Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Progressivism Public Opinion Technology Texas Top Issues Trade Updates Utah

Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs

Post author By Patrick M. Brenner
Post date January 23, 2025
2 Comments on Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs

Originally published at newsmax.com on January 22, 2025. With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission. However, one impending issue—the FCC’s one-to-one consent rule—threatens to harm everyday Americans more than […]

Tags Eric J. Troutman, Federal Communications Commission (FCC), IMC v FCC, Insurance Marketing Coalition (IMC), One-to-One Consent Rule, REACH v FCC, Responsible Enterprises Against Consumer Harassment (REACH), TCPAWorld, Telephone Consumer Protection Act (TCPA)

2025 Legislative Session Budget and Spending Conservatism Culture Cybersecurity Domestic Policy Economic Opportunity Economy Education Education Freedom and Reform Energy & Environment Energy, Environment, and Natural Resources Government Regulation Government Spending Government Transparency and Accountability Health Care Health Care Reform Infrastructure & Technology Legal and Judicial Life Markets and Finance New Mexico Nuclear Energy Political Thought Poverty & Welfare Poverty and Inequality Progressivism Taxes Top Issues Transparency Updates

Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session

Post author By Patrick M. Brenner
Post date January 21, 2025
No Comments on Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session

Senator Craig Brandt and SPPI President Patrick M. Brenner on the Senate floor for opening day—working together to champion freedom and opportunity for New Mexico.

SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.

Tags Craig Brandt

2025 Legislative Session Arizona Budget and Spending Conservatism Courts Culture Debt Domestic Policy Education Education Freedom and Reform Government Spending Infrastructure & Technology Legal and Judicial Marriage and Family New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Texas Top Issues Updates

Albuquerque Journal: It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico

Post author By Tonja Brandt
Post date January 19, 2025
3 Comments on Albuquerque Journal: It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico

New Mexico must embrace comprehensive school choice reform, exemplified in Senator Craig Brandt’s Education Freedom Bill, to empower parents, improve educational outcomes, and make our state competitive.