Southwest Public Policy Institute
The CFPB’s open-banking mandate endangers consumers.
Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.
A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.
As CFPB retreats, the new danger is a jumble of state-level mandates.
SPPI continues to argue against the agency’s overreach and its impact on financial markets.
Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.
Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.
Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.
“The road to hell is paved with good intentions.”