Southwest Public Policy Institute
Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]
John Eastman’s plight highlights a concerning trend towards using economic leverage for political and social control, resembling aspects of China’s Social Credit System.
In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]
The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.
Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.
Phoenix, AZ – The Southwest Public Policy Institute (SPPI) is thrilled to announce the recent addition of Becky Ingoglia, a distinguished Certified Public Accountant, to its Board of Directors. Becky brings over two decades of in-depth financial experience, having showcased her exceptional skills in cash management, financial forecasting, and precision accounting through her own firm, […]
If the CFPB is watching financial institutions for bad behavior, who’s watching the CFPB?
The latest recipient of the Marianne T. Anderson Memorial Fellowship has been announced.
HB 3389 in Texas is critical for protecting consumers and businesses.