Better living through better policy.

Tag: Free Market

Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Post author By Patrick M. Brenner
Post date January 24, 2025
2 Comments on Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.

Tags Choice, Comparison Shopping Tools, Competition, Consumers, Digital Intermediaries, Eric J. Troutman, Federal Communications Commission (FCC), Free Market, Insurance Marketing Coalition (IMC), Lead Generation, Lead Generators, One-to-One Consent Rule, REACH v FCC, TCPAWorld, Telephone Consumer Protection Act (TCPA)

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Banking on Failure: House Bill 130’s Public Bank Will Deepen New Mexico’s Credit Crisis

Post author By Patrick M. Brenner
Post date January 18, 2025
No Comments on Banking on Failure: House Bill 130’s Public Bank Will Deepen New Mexico’s Credit Crisis

A public bank is a forced gamble with taxpayer dollars that ignores market realities, mandates risky lending, and risks compounding the damage caused by the artificial credit crisis created by New Mexico’s interest rate cap.

Tags Angela Merkert, Bank of North Dakota, Community-based Financial Institutions, Credit, Earned Wage Access (EWA), Finance, Financial Losses, Free Market, Interest Rate Cap, Lending, No Loan For You!, Patricia Roybal Caballero, Price Controls, Public Bank of New Mexico, Tara L. Lujan, Taxpayer Risk

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New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

Post author By Liam Gray
Post date April 4, 2024
No Comments on New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

Tags Comparison Shopping Tools, Competition, Consumer Financial Protection Act (CFPA), Consumer Financial Protection Bureau (CFPB), Digital Intermediaries, Elizabeth Warren, Free Market, Lead Generators, Real America's Voice, Rohit Chopra

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Post author By Patrick M. Brenner
Post date March 18, 2024
1 Comment on American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]