Tag: Rohit Chopra

An Overdue Course Correction at the CFPB

Post author By Patrick M. Brenner
Post date May 20, 2025
1 Comment on An Overdue Course Correction at the CFPB

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

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Report: Swipe Right

Post author By Southwest Public Policy Institute
Post date May 10, 2025
2 Comments on Report: Swipe Right

How comparison shopping tools and lead generators revolutionize consumer access to products and services.

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Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

Post author By Patrick M. Brenner
Post date February 5, 2025
No Comments on Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

Tags Care.com, Consumer Financial Protection Act (CFPA), Dodd-Frank Wall Street Reform and Consumer Protection Act, Donald J. Trump, Elizabeth Warren, Elon Musk, Fox News, Regulatory Capture, Rohit Chopra, Supreme Court of the United States (SCOTUS)

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SPPI Applauds the Departure of CFPB Director Rohit Chopra

Post author By Southwest Public Policy Institute
Post date February 2, 2025
1 Comment on SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

Tags Consumer Financial Protection Bureau (CFPB), Credit, Donald J. Trump, Elon Musk, Finance, Lending, Rohit Chopra

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American Banker: President-elect Trump should declare a ceasefire in the war on credit

Post author By Patrick M. Brenner
Post date December 5, 2024
1 Comment on American Banker: President-elect Trump should declare a ceasefire in the war on credit

Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg

Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]

Tags Angi, Angie's List, Borrowing, Care.com, Consumer Financial Protection Bureau (CFPB), Credit Karma, Debt, Expedia, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), Finance, Jessica Rosenworcel, Lina Khan, NerdWallet, Payday Loans, Regulatory Feudalism, Rohit Chopra, Unbanked

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

Post author By Patrick M. Brenner
Post date November 27, 2024
2 Comments on Is Elon Musk Serious with his “Delete CFPB” Tweet?

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

Tags Consumer Financial Protection Bureau (CFPB), Department of Government Efficiency (DoGE), Dodd-Frank Wall Street Reform and Consumer Protection Act, Elizabeth Warren, Elon Musk, Joe Rogan, Rohit Chopra

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

The CFPB Attacks SoLo Funds

Post author By Patrick M. Brenner
Post date May 23, 2024
No Comments on The CFPB Attacks SoLo Funds

The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.

Tags Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB), Consumer Financial Protection Bureau (CFPB), Fintech, Regulatory Overreach, Rohit Chopra

We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

Post author By Patrick M. Brenner
Post date May 22, 2024
2 Comments on We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]