Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.
‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

state of the United States of America
Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.
The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.
How government price controls created an illicit supply of emergency credit.
The victory guarantees access to public vehicle data to investigate the impact of EV mandates on vulnerable communities.
How comparison shopping tools and lead generators revolutionize consumer access to products and services.
SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.
Originally published at santafenewmexican.com on April 26, 2025. America may finally be turning a corner in the opioid crisis. For the first time in years, overdose deaths are declining. The Centers for Disease Control and Prevention recently reported a 17% decrease in opioid-related fatalities between July 2023 and July 2024: a promising sign that prevention and […]
The $26 billion opioid settlement offers a once-in-a-generation opportunity to combat America’s deadliest drug crisis, if states and localities spend the funds transparently, strategically, and solely on opioid abatement.
This isn’t just about miles and points; it’s about economic freedom and financial choice.
A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.