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New Mexico

state of the United States of America

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  • Op-Ed

    The insurance fix isn’t in Washington, D.C.

    I’ve gotten the letter about the weeds. I’ve sat through the meetings. But if I want to see where my homeowners association dues go, I have the law on my side: a written request, 10 business…

    Originally published inSanta Fe New Mexican

    Gregory A. Schroeder  |  October 11, 2026

  • White Paper No. 15

    The Other Side of the Parchment

    What a Manhattan Larceny Trial Reveals About the Boundary McCarran-Ferguson Never Drew

    Patrick M. Brenner and Gregory A. Schroeder  |  October 10, 2026

  • Op-Ed

    Markets Are Sending a Message on Energy; Texas Should Listen

    Natural gas prices across the Southwest tell a story no courtroom can dispute. Gas futures have remained below $3 per million BTU through August, settling at $2.69 in the day-ahead market as of early October. In…

    Originally published inDC Journal

    Patrick M. Brenner  |  October 8, 2026

  • In the News

    SPPI in the News: September 2026

    Six September pieces on what regulators may weigh, four coalition letters, and the late-July and August pieces our last roundups missed.

    Southwest Public Policy Institute  |  September 30, 2026

  • TV & Radio

    How Did a Nonprofit Become America’s Insurance Regulator?

    SPPI Executive Vice President Gregory A. Schroeder joined Brandon Vogt on 96.3 FM KKOB to discuss who writes the rules for insurance and consumer credit.

    Aired on96.3 FM KKOB

    Gregory A. Schroeder  |  September 23, 2026

  • Op-Ed

    Elizabeth Warren Came to Dance On a Grave. The Corpse Was at Home

    Sen. Elizabeth Warren spent months demanding regulators kill Enova International’s bank deal. On Sept. 14 she got her wish. Enova announced a buyback. As funerals go, it was upbeat. Enova withdrew its applications with the Comptroller…

    Originally published inRealClearMarkets

    Gregory A. Schroeder  |  September 19, 2026

  • In the News

    SPPI in the News

    August coverage spanning insurance regulation, debit interchange, employee ownership, and how New Mexico policy affects national policy.

    Southwest Public Policy Institute  |  August 30, 2026

  • Op-Ed

    How Did a Nonprofit Become America’s Insurance Regulator?

    States have surrendered much of their power to a private organization with almost no transparency.

    Originally published inThe Wall Street Journal

    Patrick M. Brenner  |  August 28, 2026

  • White Paper No. 11

    Fifty-Five Percent

    Senator Elizabeth Warren’s own evidence explains the price she objects to and why blocking charters would shrink credit for the households most in need.

    Patrick M. Brenner and Gregory A. Schroeder  |  August 15, 2026

  • Coalition Letter

    SPPI Joins Coalition: Judge Bank Applications on the Statute, Not the Comment File

    A new SPPI report supplies the evidentiary record: 68 million Americans live in counties with no community bank headquarters, and rate caps move credit up the income ladder rather than lowering its price.

    Patrick M. Brenner  |  August 15, 2026

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Southwest Public Policy Institute  |  Better living through better policy

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