Topic: United States

country primarily located in North America

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American Banker: Death by a thousand caps—State laws could kill credit card rewards

Credit Card Rewards Swipe Fees Interchange Fee Caps Price Controls

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

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Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado House Bill 1282 Interchange Swipe Fee Price Control Credit Card Rewards Programs

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

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Alaska Budget and Spending Coal, Oil, Natural Gas Conservatism Culture Domestic Policy Economic Opportunity Economy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Government Regulation Government Spending Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Taxes Top Issues Updates Welfare

National Review: Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans

New Mexico Permanent Fund Dividend Oil and Gas

And benefit the nation, too.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Elon Musk Declares CFPB’s Demise, Validating SPPI’s Efforts

Rohit Chopra's Consumer Financial Protection Bureau (CFPB) wants nationalized finance

Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

Elizabeth Warren Consumer Financial Protection Bureau Elon Musk Donald Trump Delete

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra Fired Terminated Donald Trump CFPB
Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

The Price of Credit: How Rate Caps Hurt America’s Cash Poor

Price Controls Rate Caps Cash Poor Americans

“The road to hell is paved with good intentions.”

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Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs

One-to-One Consent Rule FCC Federal Communications Commission Call Center Spam

Originally published at newsmax.com on January 22, 2025. With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission. However, one impending issue—the FCC’s one-to-one consent rule—threatens to harm everyday Americans more than […]

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Alaska Arizona Budget and Spending California Colorado Conservatism Courts Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Progressivism Public Opinion Texas Top Issues Updates Utah

The CFPB’s Desperate Eleventh-Hour Overreach

Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB)

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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2025 Legislative Session Domestic Policy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Legal and Judicial New Mexico Renewable Energy Top Issues Updates

Power Grab: Why House Bill 45 is a Bad Deal for New Mexico Energy

A misguided tax increase on renewable energy that contradicts conservative principles, risks distorting the energy market, and ignores the public’s clear preference for affordable, reliable energy solutions.