Southwest Public Policy Institutecitizens or residents of the United States of America
Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]
The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.
Colorado’s HB23-1229 threatens consumer access to credit and economic growth.
In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]
The Southwest Public Policy Institute (SPPI), a non-profit organization dedicated to better living through better policy, has initiated a crucial lawsuit against the New Mexico Secretary of State, Maggie Toulouse Oliver. This legal action, centered on a failure to promptly respond to a public records request, underscores SPPI’s dedication to government transparency and accountability.
Rethinking American Retirement and Social Security
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.
Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.
Originally published at dailycaller.com on July 25, 2023. California’s power grid has been experiencing instability due to its outrageous energy goals, lack of nuclear power in its target portfolio mix, and recent heat waves. Governor Gavin Newsom has touted the state’s efforts to bolster renewable energy, but the reality is far from achieving those goals. The intermittent nature of […]
Albuquerque, NM — The Pew Charitable Trusts has “archived” their Consumer Finance project and reassigned Alex Horrowitz as Project Manager of their Housing Policy Initiative. Earlier this year, the Pew Charitable Trusts released a study that claimed that six of the eight largest banks now offer affordable small loans. In another study, Horowitz wrote: “Pew’s […]