68 million votes for more banks: how the campaign to politicize bank charters shrinks credit for households.
Topic: Federal Deposit Insurance Corporation
US government agency providing deposit insurance
State-level DIDMCA opt-outs threaten to fragment the national credit market.
The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.
How comparison shopping tools and lead generators revolutionize consumer access to products and services.
Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]
SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.
In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]
How the war on specialized emergency loans has hurt New Mexicans.