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Anchorage Daily News: How payday loan restrictions can hurt the people they’re meant to help

Good intentions don’t pay the bills. But choice, transparency, and access can.

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Budget and Spending Conservatism Domestic Policy Economy Firearms Government Spending Legal and Judicial Markets and Finance New Mexico Political Thought Press Progressivism Public Opinion Top Issues Updates

SPPI Welcomes Zachary Fort to Board of Directors

The Southwest Public Policy Institute (SPPI) is proud to announce the unanimous appointment of Zachary Fort to its Board of Directors during the Institute’s quarterly board meeting held Monday, August 11th. Fort’s appointment comes as SPPI recognizes the dedicated service of three outgoing board members—Megan DeLaRosa, Becky Ingoglia, and Patrick O’Brien—whose terms have reached their […]

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Culture Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues Updates

The Southwest Public Policy Institute Proudly Presents: The Economic Dunce Award

For exceptional achievement in ignoring market realities and promoting policies that backfire spectacularly.

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Conservatism Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Unlicensed, Unregulated, Unpunished: Still No Justice in Tara Jaramillo’s Predatory Lending Scheme

Tara Jaramillo’s payday lending scheme didn’t happen despite New Mexico’s interest rate cap: it happened because of it, with a little help from Fred Nathan and the price-fixing crusaders at Think New Mexico.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Health Care Legal and Judicial Life Markets and Finance Medicaid Medicare New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.

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Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Reports Top Issues Updates

Report: Black Market Payday

How government price controls created an illicit supply of emergency credit.

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Albuquerque Journal Covers SPPI’s Legal Victory in Public Records Lawsuit

The victory guarantees access to public vehicle data to investigate the impact of EV mandates on vulnerable communities.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Infrastructure & Technology Life Markets and Finance Political Thought Progressivism Public Opinion Reports Technology Top Issues Updates

Report: Swipe Right

How comparison shopping tools and lead generators revolutionize consumer access to products and services.

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Budget and Spending Courts Culture Domestic Policy Economy Energy & Environment Energy Economics Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal Legal and Judicial Markets and Finance New Mexico Renewable Energy SPPI v New Mexico Taxation and Revenue Department Taxes Technology Top Issues Transparency Transportation Updates

New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit

SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.

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