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  • White Paper No. 14

    The Moral Hierarchy of Debt

    Why America’s Most Trusted Loan Is Its Most Expensive, and Who Decided Otherwise

    Evan Chang and Patrick M. Brenner  |  October 5, 2026

  • Policy Brief

    FDA’s Peptide Review Should Include a Hard Look at the Supply Chain

    Why regulators must look beyond patient access and weigh the risks of foreign supply chain dependencies.

    Patrick M. Brenner  |  July 22, 2026

  • Op-Ed

    My Retirement Accounts Fail In the World I Actually Live In

    The rich already invest this way. Workers should be allowed to as well.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  May 21, 2026

  • Op-Ed

    Mortgage Bankers Association’s tri-merge credit reporting reform pushes risky overhaul

    Proposal strips critical safeguards and shifts long-term costs on to American borrowers.

    Originally published inThe Washington Times

    Patrick M. Brenner  |  April 21, 2026

  • Policy Brief

    The Future of Retirement is Here

    The change could quietly unlock billions in hidden retirement wealth for everyday Americans.

    Patrick M. Brenner  |  March 31, 2026

  • White Paper No. 9

    Rolling the Dice

    Procurement failures and vendor transition risks threaten the New Mexico Lottery.

    Patrick M. Brenner and Zachary Fort  |  March 23, 2026

  • Policy Brief

    The Carbon Standardization Project

    International bureaucracies are undermining America’s energy policies.

    Patrick M. Brenner  |  March 19, 2026

  • Op-Ed

    Mortgage rates just fell below a crucial psychological threshold

    The difference from a 6 percent rate is tiny, but the appeal to customers is big.

    Originally published inThe Washington Post

    Patrick M. Brenner  |  March 10, 2026

  • In the News

    Zachary Fort Featured in National Public Lands Debate

    Media coverage highlights SPPI Vice Chairman Zachary Fort’s leadership and policy engagement during debate over Bureau of Land Management nomination.

    Southwest Public Policy Institute  |  February 26, 2026

  • Policy Brief

    Housing Shock: The Cost of Investor Ownership Bans

    A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.

    Patrick M. Brenner  |  February 24, 2026

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Southwest Public Policy Institute

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